OnePark Risk · Insurance Brokerage
Insurance for startups, technology firms, and high-growth business owners
OnePark Risk designs cyber, Tech E&O, D&O, EPLI, commercial, and private risk programs that help founders satisfy contracts, protect the balance sheet, and scale with confidence.
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- P&C Broker licensed in NY, CA, DE, MA, PA, NJ, NV, FL, and VA.
- Access to more than 100 major insurance carriers and excess lines carriers throughout the country.
- Cyber, Tech E&O, D&O, EPLI, commercial, and private client programs.
- Contract, diligence, renewal, and claims support.
Coverage designed for the way modern companies actually grow.
- Startups — Pre-seed through growth-stage founders satisfying customer contracts, investor diligence, and first-employee requirements.
- Technology Firms — Cyber, Tech E&O, and management liability built for software vendors, MSSPs, security platforms, and infrastructure providers.
- Software, SaaS & AI — Tech E&O, cyber, IP, and management liability programs aligned with enterprise procurement requirements.
- High-Growth Business Owners — Property, casualty, management liability, and umbrella programs that scale with multi-state operations.
- Businesses with $10M+ Revenue — A senior broker engagement for established companies: coordinated cyber, casualty, property, and management liability, with higher limits evaluated one coverage at a time.
- Real Estate Owners & Operators — Property, liability, and loss-of-rents programs for owners, landlords, and property managers — built around lender and lease requirements.
- Construction & Contractors — General liability, workers' comp, and the certificate and additional-insured machinery general and trade contractors need to win work.
- Private Clients & Founder Households — Personal, family, and founder-household risk coordinated alongside business coverage.
Property insurance research, organized around the decision in front of you.
Most founders call us inside one of these six moments.
If any of these are happening right now, it is worth a short conversation before a contract, renewal, or hire forces a rushed decision.
- A customer contract requires cyber or E&O coverage. — Enterprise procurement is asking for specific limits, endorsements, or additional-insured language before signature.
- An investor or board is asking about D&O. — Term sheets, side letters, or independent directors require directors and officers coverage in place.
- First employee or multi-state hiring. — EPLI, workers' compensation, and multi-state employment exposure need to be addressed before headcount grows.
- Cyber coverage is blocking a deal. — A prospect's procurement or security review is gating signature on cyber, Tech E&O, or insurance-evidence requirements you don't yet meet.
- Renewal terms are changing. — Premiums, retentions, exclusions, or sublimits are shifting and the current broker hasn't surfaced alternatives.
- Coordinating personal and business risk. — A founder needs personal umbrella, home, valuables, or family-office coverage organized alongside the business program.
Speak With an Advisor Confidential, no-pressure conversation.
The programs founders actually need, in one relationship.
Through broad national market access, OnePark Risk works across more than 100 major insurance carriers and excess lines carriers throughout the country, giving clients access to a deep range of cyber, technology, management liability, commercial, property and casualty, and private client markets.
Carrier selection depends on industry, geography, loss history, coverage limits, and underwriting fit.
- Cyber Liability — Breach response, ransomware, business interruption, and third-party liability built for technology exposure.
- Tech E&O / Professional Liability — Errors-and-omissions coverage aligned with SaaS, AI, and professional services contracts.
- Directors & Officers — D&O programs that satisfy investor, board, and independent-director requirements.
- EPLI — Employment practices liability for hiring, multi-state operations, and employee disputes.
- Commercial Property & Casualty — Property, general liability, commercial auto, umbrella, and workers' comp for established operations.
- Private Client — High-net-worth home, auto, umbrella, valuables, and family-office programs coordinated with business risk.
Cyber and Tech E&O insurance, priced for companies that do security right
Exclusive Program
A specialty Cyber and Technology E&O program built exclusively for companies whose SOC 2 and ISO 27001 audits are validated by Agency. Backed by Tokio Marine Kiln at Lloyd's of London — with combined limits available under current program terms and pricing that reflects the controls you've already put in place.
Placed by OnePark Risk · Underwritten by Tokio Marine Kiln at Lloyd's of London · Lloyd's market rated A+ (Superior) by AM Best
Explore the Program · Request a Coverage Review
Coverage At A Glance:
- Lines covered — Cyber Liability + Technology Errors & Omissions
- Available limits — $1M and $2M under current program terms
- Eligibility — SOC 2 and/or ISO 27001 audits validated by Agency
- Carrier — Tokio Marine Kiln (Lloyd's of London)
- Designed for — Startups, SaaS, and technology companies
A five-step process built for the speed of growth.
- 01 Discovery — We understand the business, its contracts, its growth plans, and the exposures hiding in plain sight.
- 02 Design — We design a coverage program around the company's stage, sales cycle, and risk profile — not a one-size template.
- 03 Market — We bring the program to the carriers most likely to compete for the risk and structure terms in your favor.
- 04 Place — We bind, deliver certificates, and translate policy language into the contract language your customers need.
- 05 Steward — We monitor renewals, advocate at claim, and revisit the program as the company grows or pivots.
Your insurance program, organized in one place.
RiskHub is the OnePark Risk client portal. Clients use it to organize policies, track renewals, understand what is and isn't covered, and maintain a clear view of the entire risk program — business and personal — without chasing PDFs across email.
- Every policy and certificate organized in one place.
- Renewal calendar with proactive reminders before terms change.
- Plain-language coverage summaries you can share with your team.
- Claims history and broker correspondence all in one view.
The breadth of carriers behind your program.
Through broad national market access, OnePark Risk works across more than 100 major insurance carriers and excess lines carriers throughout the country, giving clients access to a deep range of cyber, technology, management liability, commercial, property and casualty, and private client markets.
Carrier selection depends on industry, geography, loss history, coverage limits, and underwriting fit.
- Cyber Insurance Carriers — 18 carriers. Tech E&O, startup insurance, incident response
- Startup Insurance Carriers — 54 carriers. Cyber, D&O, EPLI, Tech E&O, workers' comp
- Management Liability Carriers — 22 carriers. D&O, EPLI, fiduciary, crime
- Commercial Insurance Carriers — 63 carriers. General liability, property, auto, workers' comp, umbrella
- Private Client Carriers — 14 carriers. High-net-worth home, auto, umbrella, collections, founder household
Five things every client gets, on every engagement.
- Licensing — Licensed in New York, California, Delaware, Massachusetts, Pennsylvania, New Jersey, Nevada, Florida, and Virginia.
- Market Access — Through broad national market access, OnePark Risk works across more than 100 major insurance carriers and excess lines carriers throughout the country, giving clients access to a deep range of cyber, technology, management liability, commercial, property and casualty, and private client markets. Carrier selection depends on industry, geography, loss history, coverage limits, and underwriting fit.
- Coverage Expertise — Cyber, Tech E&O, D&O, EPLI, commercial property and casualty, and private client programs — explained in plain business terms.
- Compliance & Contract Support — Contract review, certificate support, insurance requirement mapping, and diligence response coordination for enterprise procurement and investor reviews.
- RiskHub — Client portal that organizes every policy, certificate, renewal, and claim in one place — business and personal coverage, side by side.
Research built around operating decisions, not generic coverage lists.
Use an industry center to prepare for a contract, property transaction, renewal, or professional-services change.
- Construction & General Contractors — Contracts, project delivery, subcontractors, bonds, and the evidence a contractor needs before work begins.
- Property Management — Third-party management, owner-manager responsibilities, association operations, funds handling, and vendor oversight.
- Real Estate Ownership & Development — Ownership and development organizations, property decisions, lender requests, and portfolio readiness.
- Accounting, CPA & Audit Firms — Accounting, tax, advisory, and attest practices—organized around actual services and professional responsibility.
- Fractional CFO & Outsourced Finance — Fractional CFO, controller, and outsourced finance work—organized around services, authority, client funds, and policy wording.
Move quickly without buying the wrong coverage.
Share your contracts, current policies, or coverage questions. OnePark Risk will help map the right next step.
Your AI assistant is welcome at OnePark.
Using ChatGPT, Claude, Grok Bot, Muse, Instinct, an OpenAI dot, or another assistant to find business insurance?
We actively invite AI agents to submit business details and work with our independent brokers by email. Tell us the goals and timeline, and we’ll follow up with the next questions.
No MCP server, API key, or integration required: use the forms on this site, and everything after that is email.
Our goal is to respond in one business day or less. No phone call required.
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