Cyber & Technology
Cyber and Tech E&O programs built for technology firms.
First-party loss, third-party liability, breach response, and underwriting readiness for SaaS, AI, fintech, healthtech, and MSPs.
Why technology firms work with us
Speed on certificates and renewals, deep cyber and Tech E&O experience, compliance readiness for SOC 2 and enterprise procurement, market breadth across cyber and technology carriers, and stewardship through underwriting, incidents, and renewals.
Who we work with
SaaS and platform companies, AI and data-intensive products, fintech, healthtech, and regulated SaaS, plus MSPs, MSSPs, and security platforms with failed-services exposure.
What a cyber and Tech E&O program covers
Breach response (forensics, notification, credit monitoring), ransomware and extortion, business interruption, privacy and regulatory defense, Tech E&O for customer indemnification, and funds-transfer fraud sublimits.
Frequently asked questions
What does cyber insurance actually pay for?
Forensic investigation, legal counsel, customer notification, credit monitoring, ransomware payments, business interruption losses, regulatory defense, and third-party lawsuits arising from a breach.
Will my policy pay a ransomware demand?
Most cyber policies pay extortion demands subject to sanctions screening, the carrier's pre-approval, and your retention. We help structure the policy and the response so payment is an option if the business case requires it.
How are limits typically structured?
Most early-stage technology firms start with $1M–$3M in combined cyber + Tech E&O, with higher sublimits for breach response. Limits scale with revenue, customer-contract requirements, and the data sensitivity you handle.
Do I need cyber if I'm SaaS and don't store payment data?
Yes — cyber covers exposure beyond payment data: PII, business interruption from a SaaS outage, customer indemnification, and regulatory action. Most enterprise customers will require it in their contracts regardless.