Industry

Insurance for Developer Tools & APIs

Devtools and API companies sit deep in their customers' critical paths: an outage, a breaking change, or a security flaw in your SDK or endpoint can cascade into every application built on top of it. That concentration of downstream dependency creates professional liability and cyber exposure out of proportion to headcount, and enterprise customers respond by writing strict insurance requirements into every contract.

Insurance Programs for Developer Tools & API Companies

Devtools and API companies sit deep in their customers' critical paths: an outage, a breaking change, or a security flaw in your SDK or endpoint can cascade into every application built on top of it. That concentration of downstream dependency creates professional liability and cyber exposure out of proportion to headcount, and enterprise customers respond by writing strict insurance requirements into every contract.

How OnePark Risk Helps

OnePark Risk builds insurance programs for developer-platform companies that put Tech E&O and Cyber Liability at the center — negotiated with forms that address API downtime, data handling on behalf of customers, and the contractual liability your MSAs actually create. D&O and EPLI round out the program as the team and cap table grow.

Key Coverages for Devtools & API Companies

  • Tech E&O covering outages, breaking changes, and integration failures
  • Cyber Liability for data processed on customers' behalf
  • Contractual-liability review against enterprise MSAs and SLAs
  • D&O protecting founders and board members from investor claims
  • EPLI as engineering headcount scales
  • Certificates and additional-insured wording enterprise buyers require