Industry

Insurance for Robotics & Automation.

Robotics and automation companies occupy a unique intersection of product liability, professional liability, and technology risk. When an autonomous system causes physical injury or property damage, the liability analysis can span the manufacturer of the robot hardware, the software developer, the systems integrator, and the end-user operator — creating complex indemnification chains that require carefully structured insurance programs.

Insurance Programs for Robotics and Automation Companies

Robotics and automation companies occupy a unique intersection of product liability, professional liability, and technology risk. When an autonomous system causes physical injury or property damage, the liability analysis can span the manufacturer of the robot hardware, the software developer, the systems integrator, and the end-user operator — creating complex indemnification chains that require carefully structured insurance programs.

How OnePark Risk Helps

OnePark Risk builds robotics and automation programs that address the full liability chain: Products Liability for hardware and embedded software, Tech E&O for autonomous decision-making failures, Cyber Liability for connected systems and OT network vulnerabilities, and Professional Liability for systems integration and deployment services. We negotiate policy language that does not carve out autonomous or AI-driven operation modes.

Robotics and Automation Insurance Priorities

  • Products Liability for hardware failure causing injury or damage
  • Tech E&O for autonomous system decision-making failures
  • Cyber Liability for connected robot and OT network breaches
  • Professional Liability for integration and deployment services
  • IP defense for robotics software and control system patents
  • Workers' Compensation for employees working near automated systems