Industry

Insurance for Technology Firms.

Technology companies — spanning hardware, software, IT services, and platform businesses — face a risk profile that combines the professional liability of a services firm with the product liability of a manufacturer and the data liability of a digital business. Generic commercial insurance programs rarely address all three dimensions simultaneously, leaving meaningful gaps that surface at the worst possible moment.

Insurance Programs for Technology Firms

Technology companies — spanning hardware, software, IT services, and platform businesses — face a risk profile that combines the professional liability of a services firm with the product liability of a manufacturer and the data liability of a digital business. Generic commercial insurance programs rarely address all three dimensions simultaneously, leaving meaningful gaps that surface at the worst possible moment.

How OnePark Risk Helps

OnePark Risk designs technology firm programs that integrate Tech E&O, Cyber Liability, General Liability, D&O, and EPLI into a coherent structure. We review your client contracts to identify indemnification obligations and additional insured requirements, then negotiate policy language that satisfies those obligations without creating gaps between coverages or triggering exclusions buried in standard forms.

Technology Firm Insurance Essentials

  • Tech E&O for professional services and product failure claims
  • Cyber Liability for data breach and network security incidents
  • General Liability meeting enterprise vendor contract requirements
  • D&O protecting executives from investor and regulatory disputes
  • IP and trade secret defense for competitive litigation
  • Workers' Compensation and EPLI as headcount scales