Industry
Fintech insurance, built for financial technology companies.
Fintech companies sit at the intersection of financial services regulation and technology risk — a combination that creates layered exposures most standard business insurance programs are not designed to address. Regulatory scrutiny from the CFPB, SEC, OCC, and state financial regulators, combined with the liability that comes from processing, storing, or transmitting consumer financial data, demands a specialized approach.
Insurance Programs for Fintech Companies
Fintech companies sit at the intersection of financial services regulation and technology risk — a combination that creates layered exposures most standard business insurance programs are not designed to address. Regulatory scrutiny from the CFPB, SEC, OCC, and state financial regulators, combined with the liability that comes from processing, storing, or transmitting consumer financial data, demands a specialized approach.
How OnePark Risk Helps
OnePark Risk builds fintech insurance programs that address the full liability stack: Tech E&O and Cyber Liability for technology risk, Bankers Professional Liability or Financial Institutions Bond for fraud and operational risk, D&O for regulatory defense, and EPLI as headcount scales. We have experience placing programs for payments companies, lenders, insurtech platforms, and digital asset infrastructure providers.
Fintech Insurance Program Components
- Tech E&O and Cyber Liability for technology and data risk
- Financial Institutions Bond for fraud and employee dishonesty
- D&O defending executives against SEC and CFPB enforcement
- Regulatory defense for state money transmitter licensing actions
- E&O for investment advisory or broker-dealer activities
- Crime coverage for ACH fraud and wire transfer losses