An independent brokerage for the founders, operators, and households building what comes next

Licensing — Licensed in New York, California, Delaware, Massachusetts, Pennsylvania, New Jersey, Nevada, Florida, Virginia, and Washington.

Market Breadth — Access to more than 100 major insurance carriers and excess lines carriers throughout the country.

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Insurance counsel built around how modern companies actually grow.

OnePark Risk was founded to give founders, operators, and high-growth business owners the kind of insurance counsel typically reserved for the largest corporate clients — delivered at the pace contracts, investors, and customers actually move.

We design cyber, Tech E&O, D&O, EPLI, commercial property and casualty, and private client programs that satisfy enterprise procurement, support investor diligence, and protect the balance sheet as the business scales. Every engagement starts with the client's contracts, exposures, and growth plan — not a template.

Our role is straightforward: translate insurance into the language of business decisions, put the right carriers in competition for the risk, and stand alongside clients at renewal and at claim.

The full service model, end to end.

Every OnePark Risk client receives the same structured support across the entire insurance lifecycle.

• Contract review — Insurance requirements pulled from customer, vendor, and lease contracts and translated into the limits, endorsements, and additional-insured language carriers can match.
• Quote strategy — Submission package built around the company's stage, exposures, and procurement requirements — designed to put the right carriers in competition.
• Carrier comparison — Side-by-side comparison of premiums, retentions, sublimits, exclusions, and endorsements so coverage decisions are made on terms, not just price.
• Binding & certificate support — Fast certificate issuance, additional-insured endorsements, waiver of subrogation, and customer-specific language aligned with contract deadlines.
• Policy organization — Every policy, certificate, schedule, and endorsement organized in RiskHub so the program is documented, searchable, and ready for diligence.
• Renewal planning — Proactive renewal calendars, market re-marketing where it benefits the client, and renewal terms surfaced before expiration — never as a surprise.
• Claims support — Claims advocacy from notice through resolution: reporting requirements, carrier coordination, documentation, and clear communication while you focus on the business.
• RiskHub support — Client portal that keeps the entire insurance program — business and personal — organized, current, and easy to share with stakeholders.

Carrier breadth across every program a growth-stage company needs.

Through broad national market access, OnePark Risk works across more than 100 major insurance carriers and excess lines carriers throughout the country, giving clients access to a deep range of cyber, technology, management liability, commercial, property and casualty, and private client markets.

Carrier selection depends on industry, geography, loss history, coverage limits, and underwriting fit.

• Cyber & Technology — Specialty cyber and technology markets covering breach response, ransomware, business interruption, and Tech E&O for SaaS, AI, MSSPs, and infrastructure providers. Specialty cyber carriers, technology-focused E&O markets, and warranty programs.
• Management Liability — D&O, EPLI, fiduciary, and crime markets for venture-backed startups, growth-stage companies, and private boards. Management liability specialists supporting priced rounds, independent directors, and multi-state hiring.
• Commercial Property & Casualty — Property, general liability, commercial auto, workers' compensation, and umbrella markets for established operations and multi-state businesses. National P&C carriers, regional specialists, and excess / umbrella markets.
• Professional Liability — Miscellaneous professional liability and industry-specific E&O markets aligned with consulting, advisory, and professional services contracts. Professional liability carriers across technology services, consulting, and regulated industries.
• Private Client & HNW — High-net-worth home, auto, valuables, umbrella, and family-office programs coordinated alongside business risk. Dedicated private client carriers serving founders, executives, and multi-property households.

Five things every client gets, on every engagement.

• Licensing — Licensed in New York, California, Delaware, Massachusetts, Pennsylvania, New Jersey, Nevada, Florida, Virginia, and Washington.
• Market Access — Through broad national market access, OnePark Risk works across more than 100 major insurance carriers and excess lines carriers throughout the country, giving clients access to a deep range of cyber, technology, management liability, commercial, property and casualty, and private client markets. Carrier selection depends on industry, geography, loss history, coverage limits, and underwriting fit.
• Coverage Expertise — Cyber, Tech E&O, D&O, EPLI, commercial property and casualty, and private client programs — explained in plain business terms.
• Compliance & Contract Support — Contract review, certificate support, insurance requirement mapping, and diligence response coordination for enterprise procurement and investor reviews.
• RiskHub — Client portal that organizes every policy, certificate, renewal, and claim in one place — business and personal coverage, side by side.

Who you work with.

The senior broker clients work with by name — and the author of the guides across RiskHub and the pillar library.

Reza Azar — Senior Insurance Broker. Reza Azar is a professional senior insurance broker with over 10 years of experience serving real estate, property management, construction, and maintenance businesses. Read the full profile

When something goes wrong, we manage the insurance side.

A claim is one of the few moments in a business where the insurance program is tested. OnePark Risk advocates for clients from first notice through resolution — coordinating with carriers, tracking documentation, and translating policy language into a clear plan of action. Founders and operators stay focused on the business while we manage the insurance side.

1. Reporting requirements — We help clients understand exactly when, how, and to whom a claim or potential claim must be reported under each policy — so notice obligations are met and coverage is preserved.
2. Carrier coordination — We act as the client's advocate with the carrier and assigned adjuster, translating policy language and pushing for fair, timely handling at every step.
3. Documentation — We help gather the contracts, communications, financials, and incident records the carrier needs — organized so the claim moves forward without unnecessary back-and-forth.
4. Claim management — From first notice through resolution, we monitor reserves, communicate updates clearly, and coordinate with counsel when defense or coverage counsel is involved.

Speak With an Advisor Existing client with an active claim? Reach your advisor directly.

Five situations where founders and owners called OnePark Risk.

Identifying details have been removed. These reflect the patterns we see most often across startup, technology, commercial, and private client engagements.

• SaaS company entering enterprise procurement — Situation: A growth-stage SaaS company received a Fortune 500 master services agreement with cyber, Tech E&O, and D&O insurance requirements that exceeded their current limits and endorsements. Approach: We mapped the contract requirements line-by-line, restructured the cyber and Tech E&O program, added the required additional-insured and waiver-of-subrogation endorsements, and coordinated certificate delivery before the procurement deadline. Outcome: The contract was countersigned on schedule with coverage that satisfied procurement and protected the company's balance sheet — no last-minute scramble.
• Technology firm aligning Tech E&O and Cyber — Situation: A managed security services provider had Tech E&O and Cyber policies with overlapping exclusions and gaps that left the firm exposed for both client-facing services and its own internal systems. Approach: We re-marketed both lines together, structured the wording so first-party cyber and third-party Tech E&O claims would coordinate cleanly, and removed exclusions that conflicted with the firm's actual service offerings. Outcome: A coordinated program with clear coverage triggers, no gap between the two policies, and language the firm can show to enterprise customers.
• Startup raising a priced round and adding D&O — Situation: A Series A startup needed D&O coverage in place by closing — investor side letters required it, and an independent director was joining the board. Approach: We placed a D&O program structured around the term sheet, with limits and Side A coverage that satisfied the investor and the incoming independent director, then coordinated certificates and endorsements with counsel. Outcome: D&O bound before closing, board seated without delay, and a renewal plan that scales with future financing rounds.
• Business owner coordinating commercial and personal umbrella — Situation: A multi-state business owner had separate commercial and personal brokers and gaps between the two programs — including an underlying personal umbrella that did not match the limits required by their commercial relationships. Approach: We brought both programs under one OnePark Risk relationship, aligned underlying limits across personal auto, home, and commercial liability, and structured an umbrella stack that closed the gap. Outcome: One coordinated program protecting both the business and the family, with documentation organized in RiskHub and a single point of contact for renewals and claims.
• Founder needing fast certificate support — Situation: A founder had 48 hours to deliver a certificate of insurance with specific additional-insured language to close a customer contract — the prior broker was not responsive. Approach: We onboarded the policy, confirmed the carrier could meet the language, issued the certificate, and delivered it directly to the customer's procurement contact within the deadline. Outcome: Contract signed on time, customer relationship preserved, and the founder switched to OnePark Risk for ongoing program support.

Anonymized client scenario.

Move quickly without buying the wrong coverage.

Share your contracts, current policies, or coverage questions. OnePark Risk will help map the right next step.

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