Insurance by Business Type

Who We Insure

Every business type carries a different risk profile — and different contract requirements. These guides explain, in plain language, what coverage each kind of business actually needs and why.

Professional Services

Firms whose product is professional judgment — law, accounting, consulting, staffing, and advisory practices where errors-and-omissions exposure leads. Insurance for Law Firms · Insurance for Accounting Firms · Insurance for Audit Firms · Insurance for Bookkeeping Services · Insurance for Tax Preparation Firms · Insurance for Management Consulting Firms · Insurance for Marketing Agencies · Insurance for Advertising Agencies · Insurance for Public Relations Firms · Insurance for Design & Branding Agencies · Insurance for Architecture Firms · Insurance for Engineering Firms · Insurance for Staffing & Recruiting Agencies · Insurance for Real Estate Brokerages · Insurance for Financial Advisors & RIAs · Insurance for Wealth Management Firms · Insurance for Mortgage Brokers · Insurance for Title Agencies · Insurance for HR Consulting Firms · Insurance for Executive Coaching Firms · Insurance for Market Research Firms · Insurance for Translation & Localization Services · Insurance for Litigation & Expert Witness Consultants · Insurance for Appraisal & Valuation Firms · Insurance for Business Brokers · Insurance for Fractional CFO Firms · Insurance for Compliance Consulting Firms · Insurance for Actuarial Firms · Insurance for Environmental Consulting Firms

SaaS & Software Companies

Software and platform companies whose contracts, data obligations, and investor requirements drive the coverage conversation. Insurance for SaaS Companies · Insurance for Fintech SaaS Companies · Insurance for Payments Companies · Insurance for Lending Platforms · Insurance for Insurtech Companies · Insurance for Crypto & Digital Asset Platforms · Insurance for Healthtech Companies · Insurance for Telehealth Platforms · Insurance for Mental Health App Companies · Insurance for EdTech Companies · Insurance for LegalTech Companies · Insurance for PropTech Companies · Insurance for Construction Tech Companies · Insurance for Logistics & Supply Chain SaaS · Insurance for MarTech Companies · Insurance for AdTech Companies · Insurance for Sales Tech Companies · Insurance for CRM Software Companies · Insurance for Customer Support Software Companies · Insurance for Cybersecurity Software Companies · Insurance for Developer Tools Companies · Insurance for Data & Analytics Platforms · Insurance for Business Intelligence Software Companies · Insurance for AI & Machine Learning Platforms · Insurance for Generative AI Startups · Insurance for API Providers · Insurance for Ecommerce Platform Companies · Insurance for Marketplace Platforms · Insurance for Booking & Scheduling Software Companies · Insurance for Event Tech Companies · Insurance for Restaurant Tech Companies · Insurance for Retail Tech Companies · Insurance for Travel Tech Companies · Insurance for Hospitality Software Companies · Insurance for Fitness & Wellness App Companies · Insurance for Gaming Studios · Insurance for Social Media Platforms · Insurance for Creator Economy Platforms · Insurance for Subscription Billing Companies · Insurance for Accounting Software Companies · Insurance for Tax Software Companies · Insurance for ERP Software Companies · Insurance for Field Service Software Companies · Insurance for Fleet Management Software Companies · Insurance for IoT Platform Companies · Insurance for HR & Payroll Software Companies

Technology Services

Service providers who build, run, or secure other companies' technology — MSPs, consultancies, integrators, and outsourced operations. Insurance for Managed Service Providers (MSPs) · Insurance for Managed Security Service Providers (MSSPs) · Insurance for IT Consulting Firms · Insurance for Software Development Agencies · Insurance for Web Development Agencies · Insurance for Mobile App Development Agencies · Insurance for Cloud Consulting Firms · Insurance for DevOps Consulting Firms · Insurance for Data Engineering Consultancies · Insurance for AI Consulting Firms · Insurance for Cybersecurity Consulting Firms · Insurance for Penetration Testing Firms · Insurance for Incident Response Firms · Insurance for IT Staffing Agencies · Insurance for Systems Integrators · Insurance for Value-Added Resellers (VARs) · Insurance for Telecom Service Providers · Insurance for Hosting & Data Center Providers · Insurance for Internet Service Providers · Insurance for Network & Infrastructure Installers · Insurance for IT Support & Repair Services · Insurance for Help Desk Outsourcing Companies · Insurance for Business Process Outsourcing Firms · Insurance for Call Center Companies · Insurance for Digital Transformation Consultancies · Insurance for CRM Implementation Consultants · Insurance for ERP Implementation Consultants · Insurance for QA & Software Testing Services · Insurance for UX & Product Design Consultancies · Insurance for Technical Documentation Services · Insurance for Video & Creative Production Studios · Insurance for SEO & Growth Agencies · Insurance for IT Training & Certification Providers · Insurance for Blockchain Development Agencies · Insurance for Data Recovery Services

Operational Real Estate

Owners, operators, landlords, and property managers of occupied buildings — where property values, tenant liability, and lender insurance requirements set the program. Insurance for Property Management Companies · Insurance for Real Estate Owners & Operators · Insurance for Commercial Property Owners · Insurance for Real Estate Owner-Operators · Insurance for Residential Landlords

Construction & Contractors

General contractors, trade contractors, and construction businesses — where jobsite liability, contract insurance requirements, and completed-operations exposure drive coverage. Insurance for Construction & Contractor Businesses · Insurance for General Contractors · Insurance for Residential Builders · Insurance for Commercial General Contractors · Insurance for Electrical Contractors · Insurance for Plumbing Contractors · Insurance for HVAC Contractors · Insurance for Roofing Contractors · Insurance for Excavation Contractors · Insurance for Concrete Contractors · Insurance for Restoration Contractors

Operating Businesses

Patient-facing care and physical-operation businesses — where clinical services, premises, employees, vehicles, cargo, and customer contracts shape the insurance review. Insurance for Medical Practices · Insurance for Dental Practices · Insurance for Home Healthcare · Insurance for Medical Spas · Insurance for Warehouses & Distribution · Insurance for Trucking

How these guides work

Each guide covers the risk profile for that business type, the coverages worth reviewing, common contract requirements, and honest cost context — no invented premiums or fabricated statistics. State pages for California, New York, and Massachusetts add the local compliance angle. We add new business types as our advisory team completes each guide.