Industry
Insurance for Crypto & Digital Assets
Crypto and digital-asset companies are among the hardest technology risks to place: custody exposure, evolving regulation, and a short but eventful loss history mean many standard carriers decline the class outright. That makes the placement process itself — which markets to approach, how the risk is presented, and how the program is structured — the difference between real coverage and a stack of exclusions.
Insurance Programs for Crypto & Digital Asset Companies
Crypto and digital-asset companies are among the hardest technology risks to place: custody exposure, evolving regulation, and a short but eventful loss history mean many standard carriers decline the class outright. That makes the placement process itself — which markets to approach, how the risk is presented, and how the program is structured — the difference between real coverage and a stack of exclusions.
How OnePark Risk Helps
As an independent brokerage, OnePark Risk approaches the specialty and surplus-lines markets that actually write digital-asset risk, and presents the risk on its specifics: custody model, cold/hot wallet split, chain-analysis and compliance controls, and where fiat touches the business. Programs typically combine Tech E&O, cyber/crime, and D&O — the line regulators and investors care about most.
Key Coverages for Crypto & Digital Asset Companies
- Tech E&O structured around protocol, exchange, or custody operations
- Cyber and crime coverage addressing wallet and key-management risk
- D&O for regulatory inquiries and investor claims
- Specialty and surplus-lines market access for hard-to-place risk
- EPLI and workers' compensation as teams scale
- Honest exclusion review — knowing what is not covered matters most here