Industry

Insurance for health technology and digital health companies.

Digital health companies handle some of the most sensitive personal data in existence: protected health information (PHI) governed by HIPAA, state health privacy laws, and increasingly, the FTC's enforcement posture on consumer health data. A breach or misuse of health data carries regulatory penalties, reputational damage, and litigation risk that can materially threaten a company's survival.

Insurance Programs for Healthtech and Digital Health Companies

Digital health companies handle some of the most sensitive personal data in existence: protected health information (PHI) governed by HIPAA, state health privacy laws, and increasingly, the FTC's enforcement posture on consumer health data. A breach or misuse of health data carries regulatory penalties, reputational damage, and litigation risk that can materially threaten a company's survival.

How OnePark Risk Helps

OnePark Risk structures healthtech programs that address HIPAA-specific cyber and regulatory liability alongside the Tech E&O exposure that arises when clinical decision support tools, telehealth platforms, or wellness applications fail to perform as intended. We work with carriers that understand FDA software-as-a-medical-device (SaMD) classifications and the clinical risk implications of digital therapeutics.

Key Coverages for Healthtech Companies

  • HIPAA-specific cyber liability and regulatory defense
  • Tech E&O for clinical decision support and diagnostic tools
  • D&O for regulatory and investor dispute defense
  • Product liability for SaMD and digital therapeutics
  • Privacy liability for consumer health data misuse
  • Professional liability for telehealth and care coordination platforms