Industry
Insurance for Online Marketplaces & Platforms
Marketplace and platform businesses carry two-sided risk: liability that flows from the buyers and sellers they connect, plus the payments, data, and content exposure of operating the platform itself. Questions about who is responsible when a third-party seller's product, service, or content causes harm make marketplace liability one of the more nuanced placements in technology insurance.
Insurance Programs for Online Marketplaces & Platforms
Marketplace and platform businesses carry two-sided risk: liability that flows from the buyers and sellers they connect, plus the payments, data, and content exposure of operating the platform itself. Questions about who is responsible when a third-party seller's product, service, or content causes harm make marketplace liability one of the more nuanced placements in technology insurance.
How OnePark Risk Helps
OnePark Risk structures marketplace insurance programs that map coverage to how the platform actually operates — general liability and product-liability considerations for goods marketplaces, Tech E&O for platform failures and payment errors, cyber for account-takeover and data exposure, and media liability where user-generated content creates defamation or IP risk.
Key Coverages for Marketplaces & Platforms
- Tech E&O for platform outages, payment errors, and matching failures
- Cyber Liability for account data and payment credentials
- General liability and product-liability analysis for goods marketplaces
- Media liability for user-generated content and reviews
- D&O for two-sided-model governance and investor claims
- Contract reviews for seller agreements and enterprise partnerships