Industry
Insurance for Agentic AI
Agentic AI companies build systems that act — booking, buying, coding, negotiating — rather than just answering. When an autonomous agent takes a harmful action, the liability questions are genuinely new: is it a professional-services failure, a product defect, or something the contract allocated to the customer? Insurance forms were not written with autonomous software actors in mind, which makes wording review the heart of the placement.
Insurance Programs for Agentic AI Companies
Agentic AI companies build systems that act — booking, buying, coding, negotiating — rather than just answering. When an autonomous agent takes a harmful action, the liability questions are genuinely new: is it a professional-services failure, a product defect, or something the contract allocated to the customer? Insurance forms were not written with autonomous software actors in mind, which makes wording review the heart of the placement.
How OnePark Risk Helps
OnePark Risk works with AI companies to structure Tech E&O and cyber programs whose wording actually contemplates autonomous action — how 'your product' and 'professional services' are defined, where model-output liability sits, and what the AI-specific exclusions now entering the market really remove. D&O rounds out the program as investors underwrite the same questions.
Key Coverages for Agentic AI Companies
- Tech E&O with wording reviewed for autonomous agent actions
- Model-output and algorithmic-error liability analysis
- Cyber Liability for training data, prompts, and customer data
- D&O for governance of a fast-moving, heavily scrutinized class
- EPLI including algorithmic-bias exposure in hiring tools
- Contract reviews for AI-specific indemnities and carve-outs