Fractional CFO insurance · Ungated planning tool

Fractional CFO Insurance Policy Checklist

This interactive checklist asks about services, authority, and practice structure, then produces a non-binding list of policy provisions to review. It does not tell you that you are covered, recommend limits, interpret a policy, authorize regulated activity, or guarantee a quote or carrier approval. Use the result as an agenda for comparing your actual forms, endorsements, contracts, and controls.

Key takeaways

  • Select the services and authority that reflect actual work.
  • Use results to identify E&O, cyber, crime, D&O, contract, and control questions.
  • Do not enter client names, bank details, credentials, or policy contents into the tool.

Services

The checklist covers forecasting, budgeting, financial modeling, FP&A, board reporting, cash-flow management, treasury, fundraising, debt financing, M&A, valuation, due diligence, accounting, bookkeeping, tax, and controller work. Select only services the firm actually performs or plans to perform.

Authority

Record advisory-only work, client bank access, view-only access, payment approval, wire initiation, signing authority, officer titles, board attendance, and investor communication. Authority should be described precisely; it is not a coverage conclusion.

Practice structure

Record solo, employees, independent-contractor CFOs, multiple CFOs, domestic clients, and international clients. The result should prompt review of professional-services wording, exclusions, cyber, crime, D&O, subcontractors, worldwide services, and claims-made continuity.

Tool boundaries

General insurance education, not legal, accounting, actuarial, professional-standards or policy-specific advice. Coverage depends on the policy form, endorsements, limits, deductibles, exclusions, jurisdiction and facts. Submission does not bind coverage or guarantee a quotation or carrier approval. The checklist does not collect policy files and should not be used to enter confidential client or banking information.

Policy-fit dimensions

  • Professional-services definition and service description
  • Forecasting, modeling, FP&A, board reporting, and strategic advice
  • Fundraising, financing, M&A, valuation, and due diligence
  • Accounting, bookkeeping, tax, controller, and payroll work
  • Bank access, payment approval, wire initiation, and client funds
  • Cyber, crime, social engineering, and funds-transfer interaction
  • Subcontractors, prior acts, retroactive date, and claims-made reporting
  • Defense costs, consent to settle, contractual liability, and officer capacity
  • Worldwide services and client-size or industry restrictions

Hypothetical: Hypothetical: three answers, three review paths

A firm selects financial modeling, fundraising support, and M&A work. The result should prompt a review of professional-services wording and financial-services, securities, M&A, valuation, and capital-raising exclusions; it should not say that the firm is covered.

Additional questions

Does the checklist determine coverage?

No. It creates a non-binding review agenda. The actual policy, endorsements, contracts, jurisdiction, and facts control.

What happens if I select wire initiation?

The result should prompt review of crime, social engineering, funds-transfer fraud, client-funds, cyber, professional liability, and control interactions; it does not predict a claim response.

Should I enter client names or bank details?

No. Use role and process descriptions only and keep confidential records in the organization's approved secure systems.

Sources

General insurance education, not legal, accounting, actuarial, professional-standards or policy-specific advice. Coverage depends on the policy form, endorsements, limits, deductibles, exclusions, jurisdiction and facts. Submission does not bind coverage or guarantee a quotation or carrier approval.