Business Insurance
Crime / Employee Dishonesty.
Enterprise Crime programs must address the full spectrum of internal and external fraud exposures that scale with organizational complexity: sophisticated embezzlement schemes exploiting weak internal controls, business email compromise targeting finance teams with significant wire transfer authority, and vendor fraud enabled by large accounts payable operations. The financial exposure at enterprise scale can reach into the tens of millions before detection.
Crime Insurance for Large Enterprises
Enterprise Crime programs must address the full spectrum of internal and external fraud exposures that scale with organizational complexity: sophisticated embezzlement schemes exploiting weak internal controls, business email compromise targeting finance teams with significant wire transfer authority, and vendor fraud enabled by large accounts payable operations. The financial exposure at enterprise scale can reach into the tens of millions before detection.
How OnePark Risk Helps
OnePark Risk designs enterprise Crime programs with limits, sub-limits, and retentions calibrated to your treasury management practices, internal control environment, and fraud history. We coordinate coverage with your Cyber Liability and D&O programs to ensure that computer-enabled fraud events and fiduciary breaches are handled by the appropriate coverage without creating allocation disputes.
Enterprise Crime Program Coverage Areas
- Employee theft and internal embezzlement at enterprise scale
- Business email compromise targeting treasury and finance teams
- Computer fraud and unauthorized wire transfer authorization
- Vendor fraud and invoice manipulation in large AP operations
- Forgery and alteration of financial instruments
- In-transit and vault coverage for cash-handling operations