Business Insurance
Professional Liability / Errors & Omissions (E&O).
Enterprise E&O programs must be structured to address the full scope of professional services your organization delivers: the primary risk in your core business, incidental services across business lines, and the technology-enabled services that increasingly blur the line between professional services and product liability. At enterprise scale, a single major E&O claim can consume tens of millions in defense and indemnity costs.
Professional Liability (E&O) for Large Enterprises
Enterprise E&O programs must be structured to address the full scope of professional services your organization delivers: the primary risk in your core business, incidental services across business lines, and the technology-enabled services that increasingly blur the line between professional services and product liability. At enterprise scale, a single major E&O claim can consume tens of millions in defense and indemnity costs.
How OnePark Risk Helps
OnePark Risk structures enterprise E&O towers using layered placements across multiple carriers, with carefully negotiated follow-form provisions that ensure excess carriers respond consistently with primary policy terms. We evaluate your service delivery model, client contract portfolio, and claims history to design a program structure with limits, retentions, and carrier panels calibrated to your actual risk profile.
Enterprise E&O Program Considerations
- Layered E&O tower with primary and multiple excess carriers
- Coverage scope aligned with all lines of professional service delivery
- Technology and software service integration in E&O form coverage
- Prior acts coverage protecting your full claims history
- Dedicated claims counsel relationships through carrier panels
- Client contract indemnification obligation alignment and analysis